Rachel the Robocaller – SCAM Alert

work at home resources scam alert

Have you gotten pre-recorded sales calls from Rachel from Cardholder Services? Or Bank Card Services or Credit Assistance Program? You’ve been reporting these illegal calls, and the FTC continues to take action.

The FTC and the state of Florida recently announced a lawsuit against Life Management Services, a company that the FTC says is behind hundreds of thousands of these calls.

According to the FTC, Life Management Services swindled people out of their money by offering two types of phony debt relief: credit card interest rate reduction services and credit card debt elimination services. The company promised lower interest rates or government funds to pay off debt, and asked people to make initial payments ranging from $500 to $20,000. But almost no one got the help that was promised.

This is one of six recent FTC cases that focus on illegal robocalls. How does the FTC build these cases? One critical tool is the FTC’s honeypot — a large bank of phone lines designed to attract robocalls. That lets FTC investigators interact with robocallers, record the calls, and make undercover purchases. The FTC uses its honeypot to identify companies placing illegal calls and collect evidence of their illegal activities. It was particularly useful in the Life Management case.

So, what do you do if you get another unwanted robocall?

  • Hang up. Don’t respond in any way. Pressing buttons to get you taken off a list could result in more unwanted calls.
  • Block the caller’s number. You have a few options for blocking unwanted calls, including call-blocking devices, mobile apps, cloud-based services, and services provided by your phone carrier.
  • Report it to the FTC at www.donotcall.gov or 1-888-382-1222.

Have you been the victim of a phone scam or do you frequently get robocalls? Please leave a comment sharing details so we can work together to help put a dent in the profit of these crooks.

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Top Stores Online – Where to find the best deals

holiday shopping gifts cyber monday online shopping

The list below contains links to online stores that I personally use. All my links are affiliated in some way or another. Whether it’s a direct affiliate link or affiliated through VigLink which is a service I use to monetize links for me (I love VigLink by the way).

When you click on my links and purchase through them, I will earn a small commission. There’s no worry about me knowing what you buy, or when because I simply provide you the link to get you there. I appreciate your using my links for your online shopping needs.

Those who know me know I do ALL my shopping online – and when I do, and because I can’t use my own links – I turn to other online friends to ensure someone I know is getting a commission, somewhere. So if you are an affiliate marketer and have a list of shopping links, please leave a comment so I can visit your links during my shopping sprees!

My Preferred Online Retailers 

Amazon – Online retailer of books, movies, music and games along with electronics, toys, apparel, sports, tools, groceries and general home and garden items

American Eagle – AE brings you high-quality, on-trend clothing, accessories and personal care products at affordable prices

Bass Pro – Bass Pro Shops isn’t just fishing. It is an outdoor retail leader in hunting, camping, nature gifts, outdoor cooking, and much more.

Best Buy – Best Buy for electronics, computers, appliances, cell phones, video games & more.

Bluefly – Find designer clothes at discount prices at Bluefly. Buy designer handbags, designer shoes, designer dresses, designer jewelry and more.

Buckle – shop designer jeans and clothing from your favorite brands including BKE, Affliction, Rock Revival, Miss Me, Big Star and more

Cabelas – a leading specialty retailer, and the world’s largest direct marketer, of hunting, fishing, camping and related outdoor merchandise

Eastbay – a leading world supplier of athletic shoes, clothing and sports equipment. They sell top athletic brands such as adidas, ASICS, Reebok, Jordan, New Balance, Saucony, Under Armour and Nike

eBay – Shop online for best deals on electronics, fashion and toys

Forever21 – Forever21 is a unique store that appeals to men and women of all ages. We have everything from everything from junior apparel to necklaces, handbags to outerwear, dresses to pants, skirts to scarves and much more!

Home Depot – An American retailer of home improvement and construction products and services.

JCPenney – Shop for women’s clothing, men’s clothing, boy’s and girl’s clothing, home furniture, bedding, jewelry and shoes at JCPenney.com.

Kohls – Expect Great Things when you shop Kohl’s for apparel, shoes, accessories, home products and more! Find top brands at great prices at Kohl’s today!

Lowes – Lowe’s has been helping our customers improve the places they call home for more than 60 years

MacMall – MacMall is the #1 Apple Direct Reseller. We sell more Apple-branded products than any other direct Apple reseller.

Maurices – offers a wide selection of women’s clothing in sizes 1-26, including jeans, tops, and dresses. Inspired by the girl in everyone, in every size.

Microsoft Store – Find a complete catalog of games, computers, downloads for Windows 7, and more.

Oriental Trading – the nation’s largest direct merchant of value-priced party supplies, arts and crafts, toys and novelties, and a leading provider of school supplies and affordable home décor and giftware

Overstock – Overstock.com is an online discount retailer based in Salt Lake City, Utah that sells a broad range of products including furniture, rugs, bedding, electronics, clothing, jewelry, travel, cars, and insurance.

Petsmart – Get the best pet supplies to care for your pet. PetSmart offers quality pet products and accessories for a healthier, happier pet.

Priceline – Priceline is the leading online travel service for value-conscious travelers. Our exclusive Name Your Own Price® service saves you 40-60% or more off the regular price of Hotels, Flights, & Rental Cars

Revolve Clothing – Shop for True Religion Jeans, J Brand, Current Elliott, Citizens of Humanity, Joie and more at Revolve Clothing.

Sears – Sears, Roebuck offers its wide range of home merchandise, apparel and automotive products and services

Sephora – Sephora’s unique, open-sell environment features an ever-increasing amount of classic and emerging brands across a broad range of product categories including skincare, color, fragrance, body, smilecare, and haircare, in addition to Sephora’s own private label.

Silver Jeans – Silver Jeans Co. has become known by its devotees as the must-have brand for those who demand a perfect fit from their jeans.

T-Mobile – T-Mobile USA, Inc. is a leading global provider for mobile communications services across America.

Target – Expect More. Pay Less.® brand promise

Walmart – The largest selection of electronics, home furnishings, video games, baby gear and more. Save more. Live better.

Wayfair – Shop Wayfair for A Zillion Things Home across all styles and budgets. 5000 brands of furniture, lighting, cookware, and more.

Zappos – Free shipping BOTH ways on shoes, clothing, and more! 365-day return policy, over 1000 brands, 24/7 friendly customer service.

Zulily – offers deals on brands for moms, babies, men and kids. Save up to 70% on our daily flash sales, featuring home décor, clothing, toys and more! Shipping can be slow – so order early!

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Make Sure Your Affiliate Program Is Ready for the Holidays


It’s that time again! PMA member Acceleration Partners helps you plan your affiliate program for the upcoming holiday season.

The holiday shopping period is such a busy time. There is  no way marketers can succeed without an early plan. This is especially true when it comes to affiliate programs.

This e-book walks you through everything you need to do to make sure your program is ahead of the curve by the time Black Friday hits.

In this e-book you’ll learn about

  • Trends for the 2015 holiday season
  • Preparing holiday creative and promotions
  • Staffing your program to deal with the added volume
  • Looking out for fraud during busy sales days

Download it now and get busy with your holiday promotions.